Actuarial Consulting Services
Zamara offers a comprehensive array of actuarial services aimed at assessing and managing your financial risks. Our actuarial team has a depth of regional experience in modelling techniques, valuation as well as strategy.
1. Pension and Benefits Consulting
Our services include:
- Actuarial valuations of defined benefit schemes and gratuity arrangements.
- Actuarial reviews of defined contribution schemes.
- Design and implementation of retirement arrangements.
- Employee benefit disclosures following global accounting standards.


- Independent audit and verification of third-party benefit calculations.
- Actuarial modelling and scenario analysis.
- Advice to trustees and members of retirement funds to improve outcomes.
- Advice on the pension’s aspects of mergers and acquisitions.
- We assist trustees and members in making early interventions to improve retirement outcomes for members.
Trustees and sponsors of public, private sector, national retirement funds and gratuity arrangements looking for support and solutions in areas of design, risk mitigation and analysis of the fund can look no further than Zamara.
2. Insurance Consulting
Our Insurance Consulting services include:
- Valuations and reserving.
- Product design and pricing of new and existing products.
- Embedded value and appraisal value calculations.
- Mergers and acquisitions.
- Capital modeling under risk-based solvency regimes.


Our actuarial services go beyond simply fulfilling statutory requirements. We provide significant business value add and enhanced financial performance.
- Reinsurance optimization
- Implementation of Enterprise Risk Management
- Implementation of IFRS 17, new accounting standard for insurance contracts
- Asset liability modeling and preparation of investment policy statements
- Design and implementation of post-retirement medical schemes
New legislation in many African countries has increased the requirements for actuarial input for insurance companies. Changes to financial reporting standards are also seeing an increase in the demand for services to the insurance industry.
3. Asset and Investment Consulting
Our services include:
- Establishing objectives and formulating investment policy
- Implementing strategy
- Researching and selecting investment managers
- Developing of benchmarks and asset manager performance standards
- Measuring and monitoring investment performance
- Monitoring compliance with relevant legislation and global best practice


Our actuarial services go beyond simply fulfilling statutory requirements. We provide significant business value add and enhanced financial performance.
- Developing of benchmarks and asset manager performance standards
- Measuring and monitoring investment performance
- Monitoring compliance with relevant legislation and global best practice